
Customers
Institutions running on Ustawi.
- Tegemeo Microfinance
- 1,200+ borrowers · 350+ loans
- Mwangaza VICOBA
- Contributions & loans in one
- Customer workflows
- 6, from lending to reporting
Customer stories
Real institutions, real workflows, and the actual Ustawi apps they run every day.
Tegemeo Microfinance: loan tracking and repayments on one platform
Microfinance institution · Loan Origination & Servicing, Collections & Delinquency
Tegemeo Microfinance was managing borrower records, active loans and repayments across manual spreadsheets and separate books.
1,200+ borrowers and 350+ active loans managed on one platform

Mwangaza VICOBA: member records and savings in one system
VICOBA / savings group · VICOBA / Savings Groups
Mwangaza VICOBA was tracking member contributions, loans, repayments and group records across separate books, making it hard for administrators to see member balances and outstanding loans at a glance.
Member contributions, loans and repayments in one centralized system

What our customers say
Feedback from the institutions running their day-to-day lending and member operations on Ustawi.
“We can see each member's loan, repayment history and outstanding balance without searching through multiple books or spreadsheets.”
“The biggest improvement for us is having our loan portfolio and repayments organized in one place. It makes daily follow-up much easier.”
“Our field team can record customer information and repayments while management gets a clear picture of the portfolio.”
What customers use Ustawi for
Applications → approval → disbursement → repayment
Due loans → field visits → payments → follow-up
Registration → contributions → loans → balances
Worklist → cash collection → receipts → offline sync
Transactions → reconciliation → general ledger → reports
PAR aging → classification → provisioning → filings
The institutions that serve Tanzania's borrowers.
MFIs, SACCOs, and VICOBA networks lending to the traders, retailers, and service businesses that keep local economies moving — the people this platform is built to reach.

The micro-borrowers whose repayments a field officer collects on a route.

Group and individual borrowers served by SACCOs and MFIs across the country.

The everyday enterprises a VICOBA network lends to, cycle after cycle.
Become our next case study.
Run your institution on Ustawi and we'll tell your story — with your approval, in your words.