Blog
Explainers on microfinance regulation, portfolio metrics, and lending operations in Tanzania.
- Explainers
- 3 published
- Covers
- Regulation, metrics, operations
- Featured
- PAR30 & PAR90 explained
Featured
Metrics & Reporting · 8 min read
What is PAR30 and PAR90, and Why Do They Matter?
PAR30 and PAR90 measure how much of your loan portfolio is genuinely at risk — not just which loans are late. Here's how they work, how they connect to BOT's loan classification bands, and how to keep them under control.
Latest articles
Regulation · 10 min read
BOT Microfinance Regulations Explained
An operational guide to the compliance areas every Tanzanian microfinance institution needs to manage — affordability, disclosure, loan classification, and AML.
Product Comparisons · 9 min read
VICOBA vs. SACCO vs. MFI: What's the Difference?
A clear, neutral comparison of ownership, formality, savings models, and regulatory oversight across Tanzania's three most common community and institutional lending models.