Careers
Build software that moves real money.
- Teams we hire for
- 5, from Engineering to Sales
- Product languages
- English & Kiswahili
- How hiring works
- 5 steps, introduction to offer
Why build with Ustawi?
Real-world impact
Your work goes straight into financial institutions and the hands of field officers — where it changes how real money moves.
Hard problems
Build for lending, collections, compliance, reporting and financial workflows — correctness matters, not just UI.
Tanzania-first
Design for how Tanzanian MFIs, SACCOs and VICOBA groups actually work, rather than adapting generic foreign software.
Field-first
Build systems that keep working where connectivity is unreliable — offline cash collection, receipts and sync.
High-trust environment
Work with sensitive financial data where correctness, access control and security are part of the product.
Bilingual product
Build software used every day in both English and Kiswahili, by people in a branch and in the field.
What you'll build
Lending infrastructure
Loan origination, approval, disbursement and repayment workflows across the lending lifecycle.
Field operations
The offline-first mobile app used by loan officers and field agents for collection and visits.
Financial reporting
Reporting, controls and financial workflows — including BOT-aligned regulatory reports.
Compliance
Affordability, AML screening, classification, audit trails and regulatory requirements.
Integrations
Payments, identity/NIDA, credit reference, payroll, insurance and fiscalization services.
Multi-tenant SaaS
Platform infrastructure serving many institutions with strong per-tenant isolation.
Teams we hire for
Engineering
Full-stack, mobile (offline-first field app) and infrastructure — building secure, reliable financial software.
Product & Design
Turning real microfinance and SACCO workflows into simple, bilingual tools people can use in a branch or the field.
Customer Success & Implementation
Onboarding institutions, migrating their data, training their teams and making sure they get value from the platform.
Operations & Compliance
Financial processes, reporting and controls, and keeping the platform aligned with Tanzanian regulation.
Sales & Partnerships
Working with MFIs, SACCOs, VICOBA networks and integration partners across the country.
Open positions
We don't always have roles listed, but we're always interested in meeting people who can help us build better financial infrastructure. Tell us who you are and what you'd want to work on.
Send an introductionHow we work
Designed around BOT reporting, VICOBA cycles, check-off lending and field collection — not generic software translated after the fact.
Affordability, AML screening, classification and audit trails live inside the workflow, not in a separate binder.
Bilingual by design so loan officers and field agents work in the language they actually use.
Real, published pricing and no fabricated traction. We show the product as it is.
Offline-capable so cash collection and receipts keep working where connectivity doesn't.
Per-tenant isolation, role-based access and a full audit trail — because this is our customers' financial data.
We build for difficult real-world conditions.
Multi-tenant architecture
Serve many institutions from one platform while maintaining strong tenant isolation.
Offline-first mobile
Support field workflows where connectivity isn't guaranteed, then sync reliably.
Financial correctness
Build systems where calculations, records and reporting have to be dependable.
Security
Protect sensitive financial information with role-based access control and auditability.
Integrations
Connect Ustawi with external financial and government services safely.
Reliability
Monitor systems and diagnose issues so institutions can depend on the platform.
Close to where money moves
The work spans the field, the branch and the office — because that is where our customers run.
Meet the people behind Ustawi
A small, real team building financial software for Tanzanian institutions.
How hiring works
A lightweight, honest process. Exact steps vary by role.
Tell us about yourself and the kind of work you want to do.
We learn about your experience and what you're looking for.
Depending on the role, we discuss or look at relevant skills together.
Meet the people you'd potentially work with.
If there's a mutual fit, we discuss the role and make an offer.
Careers FAQ
Do you currently have open positions?
We don't always have publicly listed openings. When we do, they appear in the Open positions section on this page. Either way, we're glad to hear from strong people with microfinance-operations or fintech-engineering experience.
Can I apply without seeing a specific job?
Yes. Send a short introduction about yourself and what you'd want to work on — we read every introduction and keep them on file for when a fitting role opens.
Where is Ustawi based?
Dar es Salaam, Tanzania. Much of the work is close to the institutions and field teams we build for.
Do you hire remotely?
The work model depends on the role. Tell us your situation in your introduction and we'll be honest about what's possible for that role.
Do you hire junior developers or interns?
We're a small team and hiring is need-driven, but we're happy to hear from junior candidates. Show us how you think and what you've built.
What does the hiring process look like?
A lightweight process: an introduction, a conversation, a practical discussion relevant to the role, a chat with the team, and an offer if there's a mutual fit. Exact steps vary by role.
How do I apply?
Email a short introduction to info@ustawi.co.tz (or use the contact form) telling us who you are, your experience, and what you'd like to build with us.
Build something that matters.
We're building financial infrastructure used by real institutions and real people across Tanzania. If that sounds like work you'd be proud to do, we'd like to meet you.