U
Ustawi
Two African business professionals shaking hands to close a partnership deal

Partners

Build your financial-technology business with Ustawi.

Partner with a platform built for Tanzanian MFIs, SACCOs, VICOBA networks and digital lenders. Deliver implementations, refer institutions, integrate your service, or run Ustawi under your own brand.
Partner models
4 tracks, referral to reseller
Integration hub
9 categories
Referral partners
Commission on first-year subs

Who can partner with Ustawi

Technology companies

Integrate your payment, KYC, SMS, insurance or financial services into Ustawi.

Consultants & system integrators

Implement Ustawi for financial institutions end to end.

Fintech providers

Extend Ustawi with complementary services.

Sales & referral partners

Introduce qualified institutions and earn referral commissions.

Resellers

Build a portfolio of institutions running on Ustawi, under your own brand.

Industry consultants

Help MFIs, SACCOs and VICOBA groups modernise their operations.

The Ustawi partner program

Implementation partner

Help financial institutions deploy Ustawi.

You provide
  • ✓Configuration
  • ✓Data migration
  • ✓Staff training
  • ✓Deployment
  • ✓Business-process consulting
  • ✓First-line support
You receive
  • ▸Partner & product training
  • ▸A sandbox tenant
  • ▸Onboarding playbooks
  • ▸Implementation resources
  • ▸Direct technical support

Best for: Consultancies, IT companies and system integrators.

Apply as implementation partner →

Referral partner

Introduce institutions that need better lending technology.

You provide
  • ✓Introductions to MFIs, SACCOs, VICOBA networks, digital lenders, employers
You receive
  • ▸A referral commission on the first-year subscription of each institution you introduce that goes live
  • ▸Sales materials for customer conversations
  • ▸Demo support

Best for: Anyone with a relevant network of lenders and financial institutions.

Apply as referral partner →

Platform / white-label reseller

Run Ustawi across many institutions under your own brand.

You provide
  • ✓Sales & commercial reach
  • ✓Customer success across your portfolio
  • ✓Support to your institutions
You receive
  • ▸The real multi-tenant Platform & Billing app
  • ▸Tenant provisioning
  • ▸Per-tenant app switchboard
  • ▸Portfolio billing
  • ▸White-label branding per tenant

Best for: Operators building a portfolio of institutions on one platform.

Apply as platform / white-label reseller →

Integration partner

Connect your service into the Ustawi ecosystem.

You provide
  • ✓A relevant service
  • ✓API capability
  • ✓Security standards
  • ✓Technical support
You receive
  • ▸Access to the integration hub's categories
  • ▸Integration documentation
  • ▸Engineering contact

Best for: Payments, KYC, SMS, insurance, CRB, accounting and fiscalization providers.

Apply as integration partner →

How the partner program works

1

Apply

Tell us about your company and the partnership you're interested in.

2

Qualification

We review your business, market and capabilities.

3

Onboarding

Complete product and partner training.

4

Get access

Receive the tools, documentation and environments your track needs.

5

Launch

Introduce customers, deploy Ustawi, or build your integration.

6

Grow together

Ongoing product and technical support as you scale.

What partners get

Product training

Understand Ustawi and learn how to position it.

Sandbox environment

Test implementations before going live.

Implementation resources

Onboarding playbooks and deployment materials.

Technical support

Direct assistance from our team when you need it.

Sales resources

Product materials for customer conversations and demos.

Platform / white-label

Launch your own lending software — your brand, our platform.

The multi-tenant Platform & Billing app is shipped, not promised. Run many institutions from one place: provision tenants, configure each one, control app availability, apply your own branding, and bill across your whole portfolio.

  • ✓Provision tenants
  • ✓Per-tenant configuration
  • ✓App switchboard per tenant
  • ✓Portfolio billing
  • ✓White-label branding
  • ✓Operate multiple institutions
See the Multi-tenant Platform & Billing app →
Illustration of one platform hosting several separate institutions, each with its own team and vault
Integration ecosystem

Connect the services institutions already use.

Build against the platform's nine-category integration hub.

Credit Reference Bureau
Credit-history checks during underwriting.
Payments
Disbursement and repayment rails.
SMS
Borrower and staff notifications.
KYC / NIDA
National ID verification at onboarding.
Insurance
Credit-life and asset insurance providers.
Employer Payroll
Check-off / salary-deduction integrations.
Bank
Bank account and settlement connections.
Accounting
External ledger / accounting export.
Fiscalization
TRA EFD/VFD fiscal receipts.

What we look for in a partner

Implementation

Technical capability · Financial-sector experience · Implementation experience · Customer-support capability

Referral

A relevant industry network · Access to qualified institutions · Ability to introduce decision-makers

Reseller

Sales capability · Customer-success capability · Ability to support multiple institutions · Commercial capacity

Integration

A relevant technology/service · API capability · Security standards · Technical support

Partner economics

Referral partners

A commission on qualifying first-year subscriptions.

Implementation partners

Revenue from implementation and professional services, where applicable.

Resellers

A commercial model based on your agreement with Ustawi.

Integration partners

Commercial opportunities depend on the integration and partnership model.

Exact commercial terms are set out in your partner agreement.

Building the Ustawi partner network.

We're building a network of implementation, technology and distribution partners across Tanzania and the wider financial-services ecosystem. Come in early.

Become one of our first partners →

Partner FAQ

What types of partners does Ustawi work with?

Four: implementation partners (deploy Ustawi for institutions), referral partners (introduce institutions), platform/white-label resellers (run Ustawi across many institutions under their own brand), and integration partners (connect a service into the platform).

Which partner track is right for me?

Implementation if you deliver onboarding services; referral if you introduce leads; reseller if you want to run Ustawi across multiple institutions under your own brand; integration if you provide a payments/KYC/SMS/insurance/CRB/accounting/fiscalization service.

How does the referral commission work?

Referral partners earn a commission on the first-year subscription value of each institution they introduce that goes live; the exact rate is set out in the partner agreement.

Can I resell Ustawi under my own brand?

Yes — the reseller track uses the shipped multi-tenant Platform & Billing app: provision tenants, control each tenant's app switchboard, apply white-label branding, and bill across your portfolio.

Can I run multiple institutions on one platform?

Yes — that is exactly what the platform/reseller track and the Multi-tenant Platform & Billing app provide.

Do partners receive training and a sandbox?

Yes — implementation partners receive product/partner training, onboarding playbooks and a sandbox tenant to test implementations before going live.

Is technical support included?

Yes — partners receive direct technical support from our team; the depth scales with the partnership.

Do I need technical experience?

For implementation and integration partnerships, yes. Referral partnerships need a relevant network, not technical skills.

Can my company integrate with Ustawi?

Yes, across the integration hub's categories — payments, KYC/NIDA, SMS, insurance, CRB, employer payroll, bank, accounting and fiscalization. Talk to our engineering team about your specific service.

How do I apply?

Use the partner application form at /partners/apply — tell us your company, your network and the track that fits. There are no fees to apply, and our partnerships team follows up by email on the next steps.

Ready to build with Ustawi?

Tell us about your business, your network and the type of partnership you're interested in — our partnerships team will take it from there.